Wildfire Risk Shifts East
National activity has dropped to Preparedness Level 1, but worsening drought is keeping late-season fire risk elevated across the Mid-South.
Wildfire Risk Scores Under Scrutiny
Colorado’s new law requires greater transparency in wildfire risk scoring. Discover what it could mean for commercial property insurers, underwriters, and risk managers.
Same Fire. Different Outcome.
Surviving homes in Summerland shared three key wildfire protections. Discover what insurers can learn about mitigation and better risk decisions.
What the Bald Range Fire Reveals
A C$313 million loss shows why property density and value concentration matter more than hectares burned.
Smoke Damage Has a New Rulebook
California’s new standards are changing how wildfire smoke claims are tested, documented and resolved — with important implications for commercial property teams.
Trusted by Leading Insurers, MGAs & Partners
Why Choose Us?
Your Wildfire Solution Partner
Property Guardian is an exclusive team that combines insurance, wildfire and data science expertise — built to underwrite, mitigate and respond to wildfire risk.
Wildfire Expertise, Built In
Wildland firefighters, loss-control professionals, insurance executives and data scientists — under one roof.
Assess. Mitigate. Monitor.
End-to-end solutions across the wildfire lifecycle — from property risk scoring to live event response.
Clear. Explainable. Defensible.
No black boxes — clients understand the risk, the score and the factors driving the result.
Built to Work Beside You
Working alongside carriers, MGAs and brokers to manage wildfire risk and grow profitable books.
Wildfire Risk Isn’t Static.
Neither Are Our Scores.
Go beyond traditional hazard assessments with Property Guardian’s Wildfire Susceptibility Scores. Four validated, property-level scores reveal where wildfire risk exists, how it changes over time, and what it means for smarter underwriting decisions.
One Platform. Every Wildfire Decision.
Property Guardian connects across the full wildfire risk management workflow, providing three dimensions of wildfire risk intelligence.
1
Assess
Quantify the risk on any property in the U.S. with Susceptibility Scores and our Resiliency Score, or go deeper with Risk Insight Reports for detailed property-level assessment and actionable mitigation guidance.
2
Mitigate
Turn wildfire intelligence into defensible action with Executive Reports, on-site Field Insights, and Risk Insight Reports that connect property-level risk assessment with specific mitigation guidance.
3
Monitor
Stay ahead of active wildfires and respond days in advance with Moratorium Insights for precision binding guidance and Overwatch for live monitoring of in-force exposures, response and aggregate concentration.