Solutions for
High-Volume & Transactional Property
High-volume underwriting runs on speed, consistency, and clear rules — but wildfire risk doesn’t behave like a broad territory score. Two homes in the same ZIP can face very different long-term wildfire pressure, and blunt filters create unnecessary declines and uneven decisions. Property Guardian brings cost-effective, directional, scalable precision to transactional environments — and lets teams double click only when necessary.
Scalable Intelligence for Fast Underwriting
Fast, consistent decisions — with wildfire recurrence clarity at the parcel level
Property Guardian embeds automated, property-level screening directly into high-throughput workflows, with a heavier emphasis on wildfire recurrence: the chronic, repeatable pressure that drives long-term eligibility and pricing decisions. Every submission is evaluated against transparent recurrence and property attributes so teams can route, approve, refer, or decline with confidence — without slowing the workflow down. When a file needs deeper review, teams can double click with more detailed insights to validate risk quality and avoid false declines.
Property Guardian in Action
- Delivers instant, property-level recurrence signals at scale
- Flags chronic wildfire pressure to improve routing and consistency
- Enables “double click” review only on the files that warrant it
Results You Can Measure
- Faster turnaround times with streamlined, scalable screening
- Reduced leakage from unnecessary declines and misroutes
- Clear, auditable underwriting rationale tied to recurrence drivers
Susceptibility Scores by the Numbers
uniform land units analyzed nationwide — all 50 states, including Hawaii and Alaska
of wildfire history incorporated (1900-2025)
fuel classes behind the patent-pending Recurrence model
refresh cycle to account for new wildfire activity
Recommended Products
Susceptibility Scores
Our Wildfire Susceptibility Scores deliver four time-aware wildfire scores, anchored by our patent-pending Recurrence model, built for risk triage and risk optimization.
Resiliency Score
Our Wildfire Resiliency Score delivers a transparent measure of wildfire resilience, with a curated, property-level assessment of how a structure is likely to perform in a wildfire event.
Moratorium Insights
Our Moratorium Insights provide a clear, science-backed view of where active wildfires actually threaten business, so stakeholders can apply moratoriums precisely.
Supporting Products
Wildfire Risk Insight Reports
Our Wildfire Risk Insight Reports deliver a comprehensive, property-level view of wildfire risk that bring exposure, potential severity, mitigation effectiveness, and suppression considerations together in a single, actionable report.
Ready to Boost Your Insurability?
Protect your investment and unlock better insurance options with our wildfire risk insight reports. Reach out today to see how we can help safeguard your commercial property and improve your insurability!
