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Wildfire Risk Insight Reports

Defensible wildfire intelligence for high-value property underwriting — without the cost or friction of in-person loss control.

Get A Complimentary Report

When Decisions Need More Than a Score

See the “why” behind wildfire risk — and make decisions you can defend

Built for senior underwriting and risk leaders, Property Guardian’s Wildfire Risk Insight Reports remove uncertainty from complex wildfire-exposed property decisions by delivering a transparent, property-level view of exposure, potential severity, mitigation effectiveness, and suppression considerations in one actionable report. Get transparent, expert-backed insight that helps you expand appetite, avoid surprises, and write more profitable business — with clear narrative, practical recommendations, and the “why” behind the risk. 

Key features and benefits include:

  • Detailed breakdown of primary risk factors contributing to structure, parcel, community and regional risk scores
  • Dynamic wildfire propagation modeling powered by Technosylva
  • Additional high-resolution aerial imagery
  • Critical fire protection and fire recurrence details
  • Codified mitigation recommendations – expert opinion of risk available
  • Enhanced mitigation modifiers to support reinsurance cost savings
  • Easy, on-demand report ordering through our Property Guardian Direct platform
  • No minimum commitments and volume discounts available

Get A Complimentary Report

A wildfire risk report for 1776 Allen Ave, Glendale, CA, shows high overall risk, high structure and regional risks, moderate parcel and community risks, and a satellite image of the property with surrounding vegetation.
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Confident, Defensible Risk Selection

Support for complex wildfire decisions; improved internal alignment, audit readiness, and underwriting confidence

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Expanded Appetite & Profitable Growth

Expanded underwriting appetite for select high-value properties; improved hit ratios without corresponding loss deterioration

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Smarter Mitigation & Loss Reduction

Reduced reliance on in-person inspections; improved mitigation alignment and documented survivability outcomes

Risk Insight Reports by the Numbers

200+

advanced wildfire data points used in our reports

100

wildfire simulations around every single property

Using 20+

years of aggregated historical weather data

5

minutes or less to receive Core Report in your inbox

Wildfire Risk Insights, Your Way

Pick the level of speed, depth, and expert support your decision requires

Each report is built on the same trusted wildfire analytics foundation — choose the level of depth, modeling, and expert support that best fits the risk, the workflow, and the decision you need to make.

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Snapshot Report

For underwriting workflows that need a clear, fast score-forward view to support higher-volume decisioning


Best for:
Transactional underwriting, quick triage, score-based guideline integration

What you get:

  • Multi-level scoring for structure, parcel, community, and region + overall wildfire resiliency score
  • Latest aerial imagery + defensible space conditions
  • Map of historical wildfires within five miles
  • Automated mitigation recommendations
  • API availability; no minimum commitments; volume discounts available
  • Inbox delivery in 90 seconds or less
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Core Report

For underwriters who need deeper insight into why risk is elevated (or manageable) and want defensible decision support


Best for:
High-value property underwriting, gray-area risks, defensible file support

Everything in Snapshot, plus:

  • Transparent breakdown of primary risk drivers (the “why”)
  • Dynamic propagation modeling: 100 simulated ignitions within 5 miles
  • Expanded imagery + defensible space conditions for fast visual review
  • Fire protection + fire recurrence context to support decisioning
  • Codified mitigation recommendations (expert opinion of risk available)
  • Inbox delivery in under 5 minutes; no minimums + volume discounts
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Executive Report

For complex, high-value risks that require expert opinion and tailored mitigation guidance


Best for:
Complex risks, loss control optimization, tailored mitigation planning

Everything in Snapshot + Core, plus:

  • Expert review + opinion of risk from our wildfire team
  • Bespoke mitigation recommendation letter
  • Delivered in our mitigation platform to track progress end-to-end
  • Direct access to our Certified Wildfire Mitigation Specialists
  • Scalable alternative to on-site loss control
  • Clear documentation for underwriting, pricing, or declination

Enjoy a Reports on Us!

Discover the power of Property Guardian with a complimentary Wildfire Risk Insights Report. Connect with us to get started today!

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Deep Expertise, Active Wildfire Experience

With Property Guardian, you get access to an experienced team of risk mitigation, underwriting, AI, data science, and meteorology professionals. Paul Brady, Head of Wildfire Insights & Mitigation, and Mike Thayer, Senior Wildfire Mitigation Consultant, spent years as wildland firefighters and thousands of hours fighting active wildfires on the frontlines before leading wildfire mitigation practices in the insurance industry. Both are National Fire Protection Association Certified Wildfire Mitigation Specialists, and Paul is also an International Society of Arboriculture ISA Certified Arborist.

Learn More About Our Team
A group of firefighters wearing gear and helmets stand on a rocky hillside. One firefighter in the foreground is taking a selfie, wearing reflective blue sunglasses. The sunny landscape is dry, with sparse vegetation.
Two firefighters in yellow gear and helmets stand behind a white fence, watching a wildfire burn on a hillside. The sky is orange with smoke as flames advance across dry grasslands. Bushes and trees surround the area.
A worker in a yellow shirt and a blue helmet operates a chainsaw while standing on a rocky terrain surrounded by trees.
A group of firefighters in uniform posing together inside a dimly lit structure with a dirt floor and high walls. Light filters in through holes above, creating a speckled pattern on the walls.
A person wearing a green helmet, sunglasses, and a yellow firefighting uniform stands in front of a landscape with hills and fields under a clear sky. They have a radio attached to their uniform.
A helicopter hovers over a hill, releasing water through a hose to combat a wildfire. Two firefighters in protective gear stand on the scorched ground, watching the operation. Smoke rises in the background under a clear blue sky.
A firefighter in yellow protective gear and a green helmet carries a tool over his shoulder. He stands in a forest area with smoke and small flames visible in the background.
A person in outdoor gear stands on a large rock by a flowing river in a forest. Tall pine trees surround the area, and the sky is partly cloudy.