The Wildfire Solution
Built for underwriters, carriers, MGAs & real estate — profitably select, price, mitigate, and monitor to drive portfolio performance, proactive loss control, and growth in wildfire-exposed markets.
Turn Risk Into Advantage
Property Guardian empowers smarter underwriting across the full insurance lifecycle — from selection and pricing to mitigation, monitoring, and portfolio management. By combining advanced science with exclusive partnerships and top-tier data, we transform thousands of wildfire signals into actionable, property-level clarity.
Our intelligence illuminates vulnerabilities at every scale — structure, parcel, community, and region — enabling you to move beyond generic risk scores and make precise, profitable decisions. With Property Guardian, wildfire risk becomes a manageable variable, not an obstacle to growth.
Trusted by Industry Leaders
Who Are We For?
Wildfire risk on your mind? We’ve got your solution. Property Guardian tailors wildfire intelligence and mitigation to your priorities. Tell us what you need, and we’ll build the right plan to protect what matters most.
Underwriting
We offer solutions to equip insurance carriers, agents and brokers with the property-level insights and customized mitigation strategies they need to not only enhance risk selection and avoid potential losses, but also capture premium from locations that would have previously been declined.
Loss Control
We turn risk assessment into actionable resilience. Get an expert review and opinion of risk, along with custom engineering and mitigation guidance for any property. Eliminate costly in-person assessment so that you can focus your loss control efforts on the areas that matter most.
Homeowners
As the risk of wildfire grows, protecting your home and ensuring you have reliable, affordable insurance has never been more critical. We can help you understand your property’s risk and the steps needed to safeguard your investment and open the door to better coverage options.
Overwatch Goes Multi-Peril
Property Guardian Overwatch has expanded — wildfire and hurricane, all in one platform. With hurricane season in full swing, now is the moment to equip your team with the clarity to move faster, respond smarter, and safeguard portfolios coast-to-coast.
The Property Guardian Advantage
Unmatched Wildfire Risk Analytics & Insights
Our cutting-edge analytics deliver a comprehensive view of wildfire risk. We provide a deeper level of insight into a property’s structural details, defensible space, fuel types, risk ratings, community fire protection, weather factors, wildfire characteristics, and more.
Tailored Mitigation Recommendations
We turn risk assessment into actionable resilience. Get an expert review and opinion of risk from our Certified Wildfire Mitigation Specialists, along with custom engineering and mitigation guidance, all delivered via our end-to-end risk mitigation platform.
Leading Data & Modeling Partnerships
Our approach is deeply rooted in expert-backed science and strengthened by strategic partnerships with top-tier data and modeling providers, including Technosylva, Spatial Informatics Group, Precisely, Guidewire’s HazardHub, Vexcel and Pyregence.
Unparalleled Expertise When You Need It Most
With Property Guardian, you get access to a top team of experienced underwriting, risk mitigation, AI, data science, and meteorology professionals, including a former “hotshot” who has spent thousands of hours fighting active wildfires on the frontlines.