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Property Guardian

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Building wildfire resilience & security, one property at a time.

Powered by cutting-edge wildfire analytics, our solutions deliver unparalleled property-level insights and bespoke mitigation strategies to increase insurability, reduce loss, and strengthen resilience.

What Is Property Guardian?
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Strengthen Your Path to Insurability

As wildfires rage with increasing frequency and severity, protecting your property’s future has never been more vital. Property Guardian™ is here to help you meet this challenge head-on. Our patent-pending solutions are designed to:

  • Increase your property’s insurability
  • Identify and address vulnerabilities
  • Minimize potential losses
  • Enhance overall resilience

Get the tools you need to stay ahead of wildfire risks and secure lasting protection. Insurability isn’t just a goal — it’s a reality.

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Critical Insights into Wildfire Risks

Protecting your property and enhancing insurability starts with understanding your vulnerabilities. Our expert-driven approach leverages advanced science and exclusive partnerships with top data and modeling providers. By analyzing thousands of wildfire data points, we deliver timely insights into your property’s vulnerabilities — from the structure and parcel to the community and regional levels. Go beyond traditional risk scores and gain the clarity you need to reduce risks and enhance resilience.

Trusted by Industry Leaders

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Logo of AmRisc Group featuring the name in blue with a colorful underline consisting of teal, orange, and yellow bars. The word "GROUP" is in grey to the right.
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Logo for Striior Insurance Solutions. The word "Striior" is in lowercase, with two red dots above the "i"s. Below, in smaller font, are the words "INSURANCE SOLUTIONS".
Logo of SentryWest Insurance Services. The design features a green compass-like symbol followed by the text "SentryWest" in green and gray, with "Insurance Services" in smaller gray letters beneath.
Logo of River Valley Underwriters with blue text "RVU" against red mountain outlines, and the full name "River Valley Underwriters" below in blue text.
Logo for "Fire Defense Systems" featuring a blue globe with orange and yellow flames on the left, and the company name in blue uppercase letters to the right of the globe.
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Logo of Arden Insurance Services, featuring a stylized lowercase "a" in gray with an orange dot above it. Below, "arden" is in bold orange text, and "INSURANCE SERVICES" is in smaller black text.

Who Are We For?

Whether you’re an insurance carrier, agent, broker, homeowner, municipality or property investor, Property Guardian offers wildfire solutions designed with you in mind. Together, we’ll build a solution that aligns with your unique needs and priorities. Let’s protect what matters most!

Underwriting

We offer solutions to equip insurance carriers, agents and brokers with the property-level insights and customized mitigation strategies they need to not only enhance risk selection and avoid potential losses, but also capture premium from locations that would have previously been declined.

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Loss Control

We turn risk assessment into actionable resilience. Get an expert review and opinion of risk, along with custom engineering and mitigation guidance for any property. Eliminate costly in-person assessment so that you can focus your loss control efforts on the areas that matter most.

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Homeowners

As the risk of wildfire grows, protecting your home and ensuring you have reliable, affordable insurance has never been more critical. We can help you understand your property’s risk and the steps needed to safeguard your investment and open the door to better coverage options.

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Overwatch Goes Multi-Peril

Property Guardian Overwatch has expanded — wildfire and hurricane, all in one platform. With hurricane season in full swing, now is the moment to equip your team with the clarity to move faster, respond smarter, and safeguard portfolios coast-to-coast.

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The Property Guardian Advantage

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Unmatched Wildfire Risk Analytics & Insights

Our cutting-edge analytics deliver a comprehensive view of wildfire risk. We provide a deeper level of insight into a property’s structural details, defensible space, fuel types, risk ratings, community fire protection, weather factors, wildfire characteristics, and more.

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Tailored Mitigation Recommendations

We turn risk assessment into actionable resilience. Get an expert review and opinion of risk from our Certified Wildfire Mitigation Specialists, along with custom engineering and mitigation guidance, all delivered via our end-to-end risk mitigation platform.

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Leading Data & Modeling Partnerships

Our approach is deeply rooted in expert-backed science and strengthened by strategic partnerships with top-tier data and modeling providers, including Technosylva, Spatial Informatics Group, Precisely, Guidewire’s HazardHub, Vexcel and Pyregence.

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Unparalleled Expertise When You Need It Most

With Property Guardian, you get access to a top team of experienced underwriting, risk mitigation, AI, data science, and meteorology professionals, including a former “hotshot” who has spent thousands of hours fighting active wildfires on the frontlines.