Property Guardian

Active Wildfires

Moratorium Insights

Get the critical insights you need to anticipate and manage wildfire moratorium risk, make smarter underwriting decisions, and protect profitability. Subscribe to our daily Moratorium Insights report or integrate directly into your systems with our API.

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Drive Profitable Results with Precision

Operational Clarity During Wildfire Events

Moratoriums are often overly broad and lag real conditions — forcing teams into manual monitoring, blanket shutdowns, and unnecessary premium loss. Moratorium Insights delivers a single, trusted source of truth with real-time, location-specific intelligence on where fires are headed, so you can target restrictions to what’s actually at risk, defend actions internally, and communicate proactively with agents and policyholders.

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Precise, Defensible Moratorium Decisions

Move from broad radius-based moratoriums to targeted, forecast-informed actions with fewer false positives.

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Operational Speed & Clarity During Events

Underwriting and CAT teams report faster, clearer moratorium decisions during peak wildfire activity.

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Premium & Market Protection

Maintain higher submission flow and reduce lost opportunities by limiting moratoriums to truly at-risk areas.

Powered by Overwatch Active Wildfire Intelligence

Our Wildfire Moratorium Insights are powered by the same active wildfire intelligence that powers Overwatch:

  • Early detection of active wildfires (NIFC, CalFire, FireGuard and Watch Duty)
  • Validated extended attack modeling for active wildfires
  • 5-day spread forecasts incorporating weather, fuels, and topographical conditions
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Single Domain

$250/month

Unlimited recipients on the same email domain.

  • Unlimited recipients, one domain
  • Daily ZIP-code impact report
  • 5-day spread forecast
  • State and fire-name summaries

Multiple Domains

$500/month

Unlimited recipients across more than one email domain.

  • Unlimited recipients, one domain
  • Daily ZIP-code impact report
  • 5-day spread forecast
  • State and fire-name summaries
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Try It Free for 60 Days

No cost, no commitment — see the Daily Report in your inbox before you subscribe.

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Moratorium API

seamlessly integrate directly into your system for pre-bind quote and risk selection decision making.

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Already Licensing Overwatch?

The Daily Report is included at no extra charge, and with Overwatch you can regenerate insights for active fires as many times a day as you need, instead of once per day.

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Moratorium Insights By The Numbers

5 day

spread forecasts for all active wildfires

50th

percentile of predicted fire size represented

48

contiguous U.S. states availability

1x

per day a report is delivered to your inbox

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Real-Time Updates to Safeguard Your Portfolio

As wildfires become more frequent and intense nationwide, staying ahead of this escalating threat requires a proactive mindset. Our Moratorium Insights empower you with the knowledge to confidently pinpoint and steer clear of high-risk areas on the brink of wildfire impact. Start your 60-day free trial of the Daily Active Wildfire Moratorium Insights report, or ask about getting it included free with Overwatch.

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Unlock Real-Time Wildfire Insights

Boost your underwriting confidence and protect your portfolio with our Moratorium Insights API. Get real-time wildfire data to reduce exposure, improve insurability, and make smarter decisions. Ready to learn more? Let’s get started.

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