Moratorium Insights
Get the critical insights you need to anticipate and manage wildfire moratorium risk, make smarter underwriting decisions, and protect profitability. Subscribe to our complimentary daily Moratorium Insights report or integrate directly into your systems with our API.
Drive Profitable Results with Precision
Operational clarity during wildfire events
Moratoriums are often overly broad and lag real conditions — forcing teams into manual monitoring, blanket shutdowns, and unnecessary premium loss. Moratorium Insights delivers a single, trusted source of truth with real-time, location-specific intelligence on where fires are headed, so you can target restrictions to what’s actually at risk, defend actions internally, and communicate proactively with agents and policyholders.
Unlike static perimeter buffers, our solution forecasts spread and removes effectively contained fires to reduce false positives — protecting profitability and competitiveness during high-pressure events.
Precise, Defensible Moratorium Decisions
Move from broad radius-based moratoriums to targeted, forecast-informed actions with fewer false positives.
Operational Speed & Clarity During Events
Underwriting and CAT teams report faster, clearer moratorium decisions during peak wildfire activity.
Premium & Market Protection
Maintain higher submission flow and reduce lost opportunities by limiting moratoriums to truly at-risk areas.
Our Wildfire Moratorium Insights are powered by:
- Early detection of active wildfires (NIFC, USFS and NGA Firefly satellites)
- Validated “extended attack” modeling for active wildfires
- 5-day spread forecasts incorporating weather, fuels, and topographical
- Impact mapping to ZIP codes tied to each forecast
- Daily updates reflecting suppression activity and changing conditions (adds newly impacted ZIPs, removes contained areas)
Choose the option that best fits your needs:
- Daily Report: Receive a listing of impacted zip codes in Excel each morning delivered straight to your inbox — free of charge.
- Moratorium Insights API: Seamlessly integrate directly into your system for pre-bind quote and risk selection decision making.
Moratorium Insights By The Numbers
spread forecasts for all active wildfires
percentile of predicted fire size represented
contiguous U.S. states availability
per day a report is delivered to your inbox
Real-Time Updates to Safeguard Your Portfolio
As wildfires become more frequent and intense nationwide, staying ahead of this escalating threat requires a proactive mindset. Our Moratorium Insights empower you with the knowledge to confidently pinpoint and steer clear of high-risk areas on the brink of wildfire impact. Sign up for our complimentary Daily Active Wildfire Moratorium Insights or contact us to learn more about our Moratorium API.
Unlock Real-Time Wildfire Insights
Boost your underwriting confidence and protect your portfolio with our Moratorium Insights API. Get real-time wildfire data to reduce exposure, improve insurability, and make smarter decisions. Ready to learn more? Let’s get started!
