May 29, 2025
Green Shield Risk Solutions is excited to announce a new partnership with PolicyFly, an AI-driven growth platform for specialty insurers. This partnership brings Green Shield’s Property Guardian structure-level wildfire risk data directly into PolicyFly’s underwriting workflows — giving MGAs and carriers the ability to instantly triage, evaluate, and price risks in wildfire-prone areas.
“The demand for coverage in wildfire zones is surging, but the tools underwriters have relied on are no longer enough,” said Cory Crosland, CEO of PolicyFly.
Tackling the Wildfire Underwriting Gap
Traditional wildfire scores often fail to capture the full picture — ignoring key factors like vegetation around a structure, parcel-level characteristics, and real-time fire propagation models. Green Shield’s Property Guardian was built to close that gap. With over 200 data points and wildfire simulation models powered by historical weather, Property Guardian gives underwriters the detail they need to understand not just if a property is exposed, but how and why it’s vulnerable — and what can be done about it. “This integration puts that power exactly where it needs to be — inside the underwriting process,” said Brian Bastian, Head of Product at Green Shield. “We’re not just giving underwriters a score, we’re giving them the context, science, and structure-level insights that lead to confident decisions.”
Real-Time Risk Insight, Built into the Workflow
The integration allows underwriters to process large volumes of submissions —including those coming in via broker portals, agency uploads, or even unstructured email — while automatically enriching those submissions with Green Shield’s wildfire data.
“We’re not trying to replace underwriter judgment — we’re giving them the clarity to act decisively,” Bastian said. “Whether it’s a quote, a decline, or a mitigation strategy, we equip underwriters with the context they’ve always wanted but could never get from a black-box score.”
Underwriters can now:
- Instantly prioritize submissions based on wildfire exposure
- See detailed risk profiles at the structure and parcel level
- Understand fire propagation scenarios and mitigation opportunities
- Quote only the risks that align with appetite and aggregate strategy
“In today’s market, insurers aren’t pulling out of wildfire zones because of lack of opportunity — they’re pulling out because they don’t trust their data, we’re changing that,” Crosland said. “Together, PolicyFly and Green Shield make writing in wildfire zones not just possible — but sustainable and successful.”
Expanding Market Access, Responsibly
As climate events grow more severe and underwriting grows more complex, this integration enables insurers to take a data-forward approach — without slowing down. Green Shield’s expertise, including team members with deep wildland firefighting experience, ensures insurers aren’t just relying on historical scores, but forward-looking, dynamic models that evolve with the environment.
For specialty insurers navigating shifting appetites, regulations, and capacity constraints, the PolicyFly and Green Shield partnership offers a path forward: scale submission intake, reduce manual review, and grow confidently in markets once deemed uninsurable.
“Speed wins in specialty, this partnership gives our customers the speed, accuracy, and clarity they need to grow their business — even in the riskiest zones,” Crosland said.
About PolicyFly
PolicyFly is the AI-driven growth platform for specialty insurers. Designed to modernize and unify underwriting operations, PolicyFly automates the full policy lifecycle from submission intake through quoting, issuance, servicing, and reporting within a single platform. In a market where speed wins, PolicyFly empowers insurers to handle higher submission volumes without additional headcount, make faster data-driven decisions, and deliver a superior experience to distribution partners. The result: more submissions, better risk selection, and smarter underwriting at scale. To learn more, please visit www.policyfly.com.
Media Contact:
Joshua Clifton
Head of Marketing & Communications
773-230-1304
joshua.clifton@greenshieldrisk.com
