Solutions for
Large Commercial Property
Large commercial portfolios are facing wildfire exposure across more geographies and more diverse asset types than ever before. Yet underwriting decisions often depend on regional hazard views that can’t capture what actually drives loss at a specific site—mitigation quality, access constraints, and local fuel conditions. That gap creates pricing uncertainty and aggregation blind spots across the portfolio.
Wildfire Underwriting, Confidently
Move beyond regional assumptions with property-level insight
Property Guardian gives large commercial underwriters property-level wildfire intelligence — combining hazard, vulnerability, and mitigation signals in a single, explainable view. Teams can identify true drivers of exposure site by site, spot concentration risk earlier, and make more consistent decisions across complex portfolios. The result is more defensible selection and pricing, clearer renewal conversations, and better wildfire risk management at scale.
Property Guardian in Action
- Quantifies how often wildfire returns at each property
- Differentiates risk quality through resiliency and mitigation insight
- Provides clear, shareable documentation for underwriting decisions
- Supports portfolio-wide visibility and steering
Results You Can Measure
- More defensible pricing and selection
- Reduced surprise wildfire losses
- Better accumulation visibility and portfolio steering
- Faster underwriting decisions with clearer documentation
Wildfire Recurrence Score By The Numbers
land units analyzed nationwide (25-acre resolution)
of wildfire history incorporated (1900-2025)
between models in the top 1% highest-risk areas
refresh cycle, with 4-8 hours to process full U.S. predictions
Recommended Products
Wildfire Recurrence Score
Our Wildfire Resiliency Score provides a clear, property-level indication on how frequently wildfire has occurred — and is likely to recur — at a given location.
Wildfire Resiliency Score
Our Wildfire Resiliency Score provides a curated, property-level assessment of how a structure is likely to perform in a wildfire event.
Supporting Products
Risk Insight Reports
A comprehensive, property-level view of wildfire risk — bringing exposure, potential severity, mitigation effectiveness, and suppression considerations together in a single, actionable report.
Overwatch
Overwatch continuously monitors active wildfires and alerts you when something truly matters — so you can act early, protect properties, preserve underwriting profitability, and deliver best-in-class service.
Moratorium Insights
Wildfire Moratorium Insights provide underwriting and CAT leaders a clear, science-backed view of where active wildfires actually threaten business, so they can apply moratoriums precisely.
Ready to Boost Your Insurability?
Protect your investment and unlock better insurance options with our wildfire risk insight reports. Reach out today to see how we can help safeguard your commercial property and improve your insurability!
