Solutions for
High-Volume & Transactional Property
High-volume underwriting runs on speed, consistency, and clear rules — but wildfire risk doesn’t behave like a broad territory score. Two homes in the same ZIP can have very different parcel-level exposure, and blunt filters lead to unnecessary declines and uneven decisions. Property Guardian brings precision to transactional environments without slowing the workflow down.
Scalable Intelligence for Fast Underwriting
Fast, consistent decisions — without sacrificing parcel-level precision
Property Guardian embeds automated, property-level wildfire screening directly into high-throughput underwriting workflows. Every submission is evaluated against transparent hazard, vulnerability, and mitigation signals — consistently and objectively — so teams can route, approve, refer, or decline with confidence. The result is faster cycle times, fewer false declines, and decisions that match the true risk at the property.
Property Guardian in Action
- Delivers instant, property-level wildfire signals
- Identifies chronic recurrence risk at scale
- Generates consistent documentation for decisions
Results You Can Measure
- Faster turnaround times
- Reduced leakage from unnecessary declines
- Clear, auditable underwriting rationale
Wildfire Recurrence Score By The Numbers
land units analyzed nationwide (25-acre resolution)
of wildfire history incorporated (1900-2025)
between models in the top 1% highest-risk areas
refresh cycle, with 4-8 hours to process full U.S. predictions
Recommended Products
Wildfire Recurrence Score
Our Wildfire Resiliency Score provides a clear, property-level indication on how frequently wildfire has occurred — and is likely to recur — at a given location.
Wildfire Risk Insight Reports
A comprehensive, property-level view of wildfire risk that bring exposure, potential severity, mitigation effectiveness, and suppression considerations together in a single, actionable report.
Supporting Products
Wildfire Resiliency Score
Our Wildfire Resiliency Score delivers a transparent measure of wildfire resilience, with a curated, property-level assessment of how a structure is likely to perform in a wildfire event.
Wildfire Moratorium Insights
Our Moratorium Insights provide a clear, science-backed view of where active wildfires actually threaten business, so stakeholders can apply moratoriums precisely.
Ready to Boost Your Insurability?
Protect your investment and unlock better insurance options with our wildfire risk insight reports. Reach out today to see how we can help safeguard your commercial property and improve your insurability!
